Fluck is an all-in-one socio-fintech app built to help you manage shared finances, plan events with friends, and discover local rewards from businesses near you. If you need to track who owes what in a group, organise a trip, or find loyalty deals from local SMEs, Fluck brings it all into one place.

No. Bill Split is where Fluck starts, but it is much more than that. Fluck combines shared finances, collaborative planning, a productivity calendar, and local business rewards into a single app. It is the all-in-one tool for your social and financial life in the UK.

Fluck is built for anyone who shares expenses with others, plans events with friends, or wants to discover and support local businesses. Whether you are a student splitting rent, a group of friends planning a weekend away, or a small business owner looking for affordable customer loyalty tools, Fluck is designed with you in mind.

Fluck is launching in the United Kingdom first. Additional regions will be announced after the UK launch.

Download the Fluck app from the App Store or Google Play once we launch. You can sign up for early access on our website right now to get notified on launch day and be among the first users on the platform.

Fluck is launching in the United Kingdom soon. Sign up for early access to get the launch date before anyone else and secure your spot ahead of the public release.

Yes. Fluck will be available on both the App Store for iOS and Google Play for Android at launch. Join the early access list to be notified the moment it goes live.

Yes. Fluck is free to download and use. Some premium features may be introduced in future updates, but core features including Bill Split and Make a Plan will remain accessible to all users.

Fluck's Bill Split feature makes it simple to split bills with friends, track who owes what, and send reminders without any spreadsheets or awkward conversations. Add your group, enter the shared expense, and Fluck handles the maths, balances, and follow-up reminders for you.

Yes. Bill Split gives you a clear, real-time view of every balance in your group, showing who has paid, who owes what, and how much. You can send reminders to individuals directly from inside the app without any manual tracking.

Yes. Fluck lets you send reminders to friends who owe their share, automatically or manually, so you never have to have that uncomfortable money conversation. Reminders are sent within the app, keeping everything organised in one place.

Make a Plan is Fluck's collaborative planning tool that lets you organise events with friends using shared chats, scheduling tools, and a productivity calendar built into the app. It goes beyond splitting costs and helps your group actually coordinate and commit to plans together.

Fluck's productivity calendar lets you see when friends are free, create shared plans, and coordinate schedules without switching between apps. You stay in full control of your privacy and choose whether others see your time as Free, Busy, Maybe, or fully visible.

Your calendar privacy is completely in your hands. You choose exactly how your availability appears to others when creating a plan. You can set it to show as Free, Busy, Maybe, or fully visible, and you can update your default sharing preferences in settings whenever you like.

The Fluck Business Portal is a dedicated platform for SMEs and local businesses to list their products and services, create custom reward and loyalty programs, and get discovered by Fluck users nearby. It is built for small business owners who want accessible, affordable marketing tools without the complexity of larger enterprise platforms.

When a business joins the Fluck Business Portal, they can create custom local rewards and loyalty offers that are shown directly to Fluck users in their area. This makes Fluck a practical, low-cost customer loyalty solution for cafes, independent retailers, and service businesses.

Fluck uses modern encryption including AES-256 standards and secure infrastructure to protect your personal and financial information. We comply with UK financial regulations and UK GDPR. Your data is protected at every stage.

No. Fluck never sells personally identifiable information. We comply with UK GDPR and applicable UK financial regulations. Any data used for product analytics or research is fully anonymised before use.

Yes. Fluck is built to comply with UK financial regulations and UK GDPR requirements. Security and data privacy are built into the foundation of the platform, not added as an afterthought.

You can reach the Fluck support team directly through the app or via our website. Visit our support page for help with your account, features, or anything not covered in the FAQ.